SMS loans are a term used to denote small, short loans that are applied either via the internet or via SMS. SMS loans are characterized by the fact that the loan amount is often relatively low, the loan period (maturity) is short and that the applicant receives the money quickly in the account (compared to, for example, a regular bank loan).
Who can apply for an SMS loan?
We at Mortgage Loan attach great importance to acting as a serious and reliable lender. This means that we only offer credit loans to people who are creditworthy, ie. that the people are able to repay the loan. The conditions for obtaining an SMS loan from Message loans are:
- You must be at least 20 years old,
- You must have a Swedish social security number,
- The Swedish mobile number,
- The Swedish bank account,
- You may not have payment notes or debts with enforcement authority.
How to apply for an SMS loan?
Apply via the Internet (both for new and existing customers)
When applying through our website, you should use the form next to fill in the amount you wish to borrow and the maturity you want for the loan. Then we ask you to identify yourself by means of e-identification, social security number or PIN (for existing customers). Once you have done that, our customer service will check your information.
If everything is in good condition, the loan amount will be paid to your account without delay.
When do you get the money in the account when you apply for an sms loan?
We are open 7 days a week: Monday – Friday between 08:00 – 21:00, Saturday at. 10am – 5pm and on Sundays between 10am. 13:00 – 16:00. We always process sms applications when we are open and we will pay the sms loan to your account immediately if everything is in good condition with your application and your information.
Unfortunately, we can’t always affect the time it takes for the money to appear in your account because it depends on the bank connection you use. If you have an account with Best Bank or Lenders Bank, the money in your account is usually already seen on the same day, but if you use another bank it may take 1-2 business days before the money is shown in your account.